WVP CRNA GORA

WVP CRNA GORA is the Montenegro office of the WVP Group, an Austrian-headquartered financial and insurance advisory group. The local company describes itself as WVP d.o.o. for insurance representation and states that it operates in line with Montenegro’s insurance law.

For property owners, the most relevant public offer is non-life insurance, including insurance of movable and immovable property, apartments and belongings, business property, equipment, and liability cover.

Publicly listed non-life insurance areas include:

• Property insurance for movable and immovable assets, including apartments, household contents, buildings, equipment, stock and agricultural property.
• Liability insurance, including personal household-owner liability and business/professional liability.
• Equipment-breakdown insurance for machines, devices and other business equipment.
• Other insurance lines such as travel health insurance, voluntary health insurance, vehicle insurance and accident insurance.

No cleaning, maintenance, rental-management or property-care services are advertised.

Owners can contact WVP by phone, email or the website contact form. For some insurance products, the website provides online questionnaires, including a questionnaire for apartment or house insurance.

The stated process is advisory: WVP reviews the client’s needs and risk factors, compares insurance programmes and conditions, and helps identify an appropriate policy offer.

Published contact details are available for the Podgorica office, but WVP CRNA GORA does not clearly publish opening hours for the insurance agency on the provided website.

Emergency property attendance, key holding or out-of-hours property-care cover is not advertised.

WVP may be useful for foreign or remote owners who need local property insurance guidance in Montenegro, especially for apartments, houses, household contents, business premises, equipment or liability cover.

The public website is in Montenegrin/Serbian. English-language service is not clearly advertised, so remote owners may want to confirm language support before booking.

WVP does not publish fixed prices for property insurance on its website. Premiums and coverage depend on the insurer, insured property, risk profile, sum insured and selected cover.

The website invites users to complete online questionnaires and says WVP compares insurance sums and market conditions to prepare offers from leading insurance companies.